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Eugene Homebuyers Assistance Program

Below you will find some First time Homebuyer assistance programs in Eugene Oregon Homebuyers assistance programs.

HAP Program – Is a Eugene Homebuyers Assistance Program Oregon

The City of Eugene launched a Homebuyer Assistance Program (HAP) in July 1998

Homebuyer assistance Program Description:

Eugene’s Homebuyer assistance program HAP is available to low-income residents that need financing assistance to purchase a home in Eugene Oregon. The City of Eugene mortgage assistance program offers up to $10,000 to help with the down payment and other costs related to financing a home in Eugene, OR . We can help determine if there are any minimum contribution requirements that might apply.

Eugene mortgage assistance HAP loans are interest-free and no payments are made until the borrower sells or no longer occupies the home. Eugene mortgage assistance HAP loans are funded from a grant from the Department of Housing & Urban Development (HUD) and are reserved on a “first come, first served” basis.

Home Requirements to qualify for Eugene mortgage assistance programs

The house must be within the Eugene city limits. The house must be buyer’s principal residence. The sales price and value of the house, after any needed or required repairs, must not exceed $260,839. At the time the house is listed for sale, it must be vacant or occupied by either the seller or buyer (as a renter). The home must meet the minimum “Housing Quality Standards” (determined by HUD).

A condominium, Townhouse or manufactured home may qualify for HAP assistance; Call Us or Apply Online for more information.

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