About Us

A Eugene Mortgage Company you can trust!

Todd Zimmerman’s unique approach to “clients for life”

I view every client as a potential life long relationship as their mortgage advisor.  Though most people may only finance a home a few times during their life it’s extremely important to have a trusted advisor in your corner.  I want you as a lifetime client, not just a one- time deal.  My goal is to be your resource for any mortgage or real estate transaction need.  I will stay in contact with you monthly and keep you apprised of the market conditions should they help benefit you with your mortgage and financial needs. I offer a wide range of mortgage products to fit nearly every transaction including:  First time buyer, Non-owner occupied, Refinances, Construction, Manufactured, Fixed and Adjustable loans. As a long standing professional with a commitment for excellence I know I can help and so do the agents. I have 22+ years experience just in lending and close to 25 years in the real estate industry. I ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. I want to offer you the best option to achieve your financial goals, whether you are buying your first home, consolidating debt, or preparing for retirement.

Knowledge and Technology = Low Rates and Fees

I use the industries most advanced software and technology to close loans quickly and efficiently and a low cost.  In processing your loan we use the latest automated underwriting services available along w/ the internet to take out the guess work.

Todd ZimmermanEugene Oregon Mortgage Broker

Mortgage Advisor

  • 22+ Years Experience
  • Dedicated to building long lasting client relationships.
  • Structures Loan Transactions in conjunction with his loan assistant


Kimberly FerrellEugene Oregon Mortgages

Transaction Coordinator

  • Pre-underwriting review & Submission to underwriting
  • Orders appraisals
  • Verifies all documents to keep the transaction smooth and on time


Bonnie MartinEugene Oregon Home Loans

Loan Partner

  • Facilitates process between approval, processing & funding
  • Keeps in close communication with loan updates
  • Keeps the file moving towards a timely closing


Janet WilberdingHome Loans Eugene Oregon

Marketing and Relations / Assistant to Todd Zimmerman

  • Creates and implements a wide array of high quality and impactful, co-branded marketing materials designed to help set our Realtors apart from the crowd
  • Weekly status updates with selling agent, listing agent, and borrower
  • Communication before, during, and after the loan process