Products and Services

Whatever your home loan product and services needs, Finance of America Mortgage is here to help. Our variety of home loan products and our commitment to always putting our borrowers at the center of all we do are why Finance of America has been named Top Lender in Lane County for the last 10 years.

Products and Services2018-07-13T12:11:21+00:00

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Fixed Rate Loan

Recommended for homebuyers who prefer regular, fixed payments, a fixed rate loan offers predictable, easy to amortize payments and protection against rising interest rates. Fixed Rate Loan

FHA Loan

Recommended for homebuyers with limited savings or low to moderate income, an FHA Loan offers a low down payment and flexible income, debt, and credit requirements. Applicants can also use gift funds to help with their down payment. Contact your local mortgage advisor to learn more about this benefit. FHA Loan

VA Loan

Recommended for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second time homebuyers who have low to moderate income. VA Loan

USDA Loan

Recommended for homebuyers purchasing a home located in a designated USDA rural area, USDA Loans offer no down payment options, flexible income, debt, and credit requirements and little to no closing costs for low to moderate income homebuyers. USDA Loan

Jumbo Loans

Recommended for homebuyers who need larger loan amounts, a jumbo loan offers mortgage amounts in excess of the conforming loan limit. This loan features fixed, adjustable rate and interest only options. Jumbo Loans

Adjustable Rate Loan (ARM)

Recommended for homebuyers who want to save money in the short term, an adjustable rate loan offers early term monthly payments, a variety of initial fixed rate options and the flexibility to move in a few years. Adjustable Rate Loan (ARM)

FHA 203(k) Rehab Loan

Are you ready to turn that “fixer-upper” into your dream home? The FHA 203(k) Rehab Loan is designed for buyers that want to finance the cost of the home plus home improvements into a new loan. FHA 203(k) Rehab Loan

Commercial

Designed for residential real estate investors, a commercial mortgage provides asset based financing for rental term loans and fix & flip lines of credit to investors across the country. Through our affiliate, Finance of America Commercial, we are helping clients overcome traditional financing hurdles and build long-term wealth through real estate investing. We can help convert an existing loan to better terms, unlock equity from an existing property, or fund your next rehab. Commercial

Reverse Mortgage

Designed for homeowners age 62 and older, a reverse mortgage can help you unlock the equity in your home or finance a new home purchase. Finance of America Mortgage through its affiliate, Finance of America Reverse, makes this piece of longevity-planning puzzle seamless and simple. We’re specialists in reverse mortgage financing and are dedicated to helping people learn more about this versatile financial instrument.Reverse Mortgage